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Portfolio/Saskatchewan Pension Plan

Oct 13: Best from the blogosphere

Posted by on Oct 16, 2014 in Consumer savings, Money management, Portfolio/Saskatchewan Pension Plan | 0 comments

13 October, 2014 By Sheryl Smolkin   It was dark when I got up this morning and it won’t be long before it will also be dark before the end of the work day. So let’s shine a light on some interesting topics tackled by personal finance bloggers last week. For most of your working life you’ve saved for retirement. But as that date nears, your focus shifts to using your savings to pay for life after work. Take a look at my blog What happens to my pension when I retire? on Brighter...

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Blonde on a budget embarks on a shopping ban

Posted by on Oct 16, 2014 in Consumer savings, Money management, Portfolio/Saskatchewan Pension Plan | 0 comments

9 October, 2014 By Sheryl Smolkin   Today we are continuing with the 2014 savewithspp.com series of podcast interviews with personal finance bloggers. I’m talking to Cait Flanders, who blogs at Blondeonabudget.ca. In 2011, Cait had $28,000 worth of debt. To stay accountable throughout her debt repayment journey, she decided to start this blog. She paid off the last dollar just under two years later and today she’s going to tell us how she did it. Cait lives in the Vancouver area,...

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Oct 6: Best from the blogosphere

Posted by on Oct 16, 2014 in Consumer savings, Money management, Portfolio/Saskatchewan Pension Plan | 0 comments

6 October, 2014 By Sheryl Smolkin   It’s October already! How time flies. Here are some interesting posts from some of our favourite, always prolific personal finance bloggers. On Balance Junkie, Tom Drake discusses options for Banking on Your Mobile Phone. There are smartphone apps to run your business, create a budget, check your bank account and set up mobile payments. How Behavioural Biases Kept Me From Becoming An Indexer is a confession from Boomer & Echo’s Robb Engen that...

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BOOK REVIEW: THE FOUR HOUR WORK WEEK

Posted by on Oct 16, 2014 in HR Issues, Portfolio/Saskatchewan Pension Plan | 0 comments

2 October, 2014 By Sheryl Smolkin The 4-hour work week was originally published in 2007 and an expanded and updated edition was released in 2009. But I just heard about this #1 New York Times bestseller recently and became curious enough about the author’s philosophy to order a review copy. Ferriss coins the term “New Rich (NR)” which means people who abandon the “deferred life” plan and create luxury lifestyles in the present, using time and mobility – the currency of the NR....

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Sept 29: Best from the blogosphere

Posted by on Oct 16, 2014 in Money management, Portfolio/Saskatchewan Pension Plan | 0 comments

29 September, 2014 By Sheryl Smolkin As I write this, Summer is definitely over. The nights are getting chilly and the tree on our front lawn seems to be dumping a never ending volume of leaves. If you are offered something for free it seems to always end up costing you money. In Free is a Good Price (but still can be expensive) Big Cajun Man because they have Home Depot credit cards, he and his wife are now victims of yet another massive personal information breach, which may cause them...

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RRIF rules need updating: C.D. Howe

Posted by on Sep 27, 2014 in Portfolio/Saskatchewan Pension Plan, Retirement | 0 comments

25 September 2014 By Sheryl Smolkin   A recent policy paper from the C.D. Howe Institute[I] documents how the current mandatory minimum withdrawals from registered retirement income funds (RRIFs) and similar accounts have not kept pace with the increased life expectancies of Canadians – a problem for retired Canadians trying to balance their need for current income against the risk of outliving their savings. Since 1992, the Income Tax Act has obliged holders of RRIFs and similar...

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