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Consumer savings

How much should you contribute to your child’s education?

Posted by on Nov 9, 2017 in Consumer savings, Saskatchewan Pension Plan | 0 comments

October 12, 2017 — According to a May 2017 Globe and Mail Report average university/college tuition in Saskatchewan is over $7,000/year but you need to also factor in living expenses, books etc. And if your child is just starting kindergarten, it is not easy to predict how costs will escalate over the next decade or more. Many parents wisely take advantage of the tax breaks and grants available by saving in Registered Educational Savings Plans. But they also expect their kids to...

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How I saved $1,000/year

Posted by on Nov 9, 2017 in Consumer savings, Money management, Saskatchewan Pension Plan | 0 comments

October 5, 2017 ___ I know many people have cut the cord and  given up their landlines completely. But our house is three floors and inevitably wherever I am my cell phone is not, which means I miss lots of calls. Also, my Olympia digital recorder plugs into my desktop console resulting in good quality sound files for podcast interviews I record periodically for savewithspp.com. But when I reviewed our bills for my company’s year-end recently I was reminded once again that in addition to...

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Oct 2: Best from the blogosphere

Posted by on Nov 9, 2017 in Consumer savings, Money management, Saskatchewan Pension Plan | 0 comments

October 2, 2017 — Recently Kyle Prevost (Young and Thrifty) hosted the online Canadian Financial Summit which included video presentations and interviews with 25 Canadian personal finance experts. While the presentations were free from September 13-16, you can still buy a pass to view these presentations. Blogs by many of these people are regularly featured in SPP’s Best from the Blogosphere, but there were some interesting people on the agenda who are new to me. Today I introduce...

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Sept 11: Best from the blogosphere

Posted by on Nov 9, 2017 in Consumer savings, Quality of Life, Retirement, Saskatchewan Pension Plan | 0 comments

September 11, 2017 — As the leaves change colours and we gear up for the busy fall and winter season, it’s time to check in on what some of our favourite personal finance writers have been discussing this summer. With the announcement that CIBC has gobbled up PC Financial which will be rebranded as CIBC Simplii Financial on November 1st, Stephen Weyman says on Howtosavemoney.ca that it will be banking as usual in the short term but you can expect CIBC to sneak in a few fees here and...

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Aug 14: Best of savewithspp.com summer blogs

Posted by on Nov 9, 2017 in Consumer savings, Money management, Saskatchewan Pension Plan | 0 comments

August 14, 2017 — This second installment of the best of savewithspp.com focuses on some of my favourite summer blogs. By late August, the “getting out of school for the summer” euphoria has worn off and both kids and their parents are looking for inexpensive things to do.  Summer activities for kids on a budget has lots of great ideas from a community parks tour to an all day pajama party to backyard camping. Staying on budget can be a challenge at any time of year. But when...

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July 17: Best from the blogosphere

Posted by on Nov 9, 2017 in Consumer savings, Money management, Saskatchewan Pension Plan | 0 comments

July 17, 2017 — Many prolific personal finance bloggers don’t hesitate to share a surprising amount of information about their family finances and the milestones on their journey to financial freedom. In his Net Worth Update: 2017 Mid-Year Review, Boomer & Echo’s Robb Engen reports that he is well on his way to meet his, “big hairy audacious goal of Freedom 45.” To do so, his savings rate will need to remain high and he’ll have to avoid the evil temptation of lifestyle...

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