web analytics

Blog

Aug 17: Best from the blogosphere

Posted by on Aug 25, 2015 in Consumer savings, Money management, Saskatchewan Pension Plan | 0 comments

17 August 2015 By Sheryl Smolkin You’ve been diligently socking away money in a Registered Educational Savings Plan (RESP) since your child was a toddler and in a few short weeks she starts university. Getting at the money can be a little more complicated than simply taking out money from your savings account. To help you through the process, this week we feature articles and blogs exploring all things relating to RESP withdrawals. Mike Holman on Money Smarts discusses RESP withdrawal Rules and...

read more

How to furnish a student apartment on the cheap

Posted by on Aug 25, 2015 in Consumer savings, Quality of Life, Saskatchewan Pension Plan | 0 comments

13 August 2015 By Sheryl Smolkin Your child is heading off to college or university out-of-town. While many students live in residence for a year or two, after that they may prefer to rent an apartment or share a house with others. So in addition to budgeting for rent and utilities, your child may have to buy everything from furniture and dishes to pots and window coverings. As the parent of two children (now adults) who moved out during their university years I can tell you from experience that less is...

read more

Aug 10: Best from the blogosphere

Posted by on Aug 25, 2015 in Consumer savings, Investments, Retirement, Saskatchewan Pension Plan | 0 comments

10 Aug 2015 By Sheryl Smolkin And before you know it it’s almost the middle of August. I haven’t seen any coloured leaves drifting down…yet. But already the days are getting shorter. This week we feature interesting blogs from top bloggers who kept on writing even when many of us were on vacation. In GetSmarterAboutMoney.ca, Caroline Cakebread shares 5 ways to tap your home for cash in retirement. They are: sell and rent; sell and downsize; become a landlord; rent out your home  temporarily; and,...

read more

More health benefit plan members want flexibility

Posted by on Aug 25, 2015 in Health, Insurance, Retirement, Saskatchewan Pension Plan | 0 comments

6 August 2015 By Sheryl Smolkin The 2015 Sanofi Canada Healthcare Survey reveals that virtually all health plan members are positive about their current health plans but almost two-thirds of employees responding to the survey would like the opportunity to spend their benefit dollars on programs that are more tailored to the needs of their family.  Ninety-four percent of plan members are positive when describing the overall quality of their health benefits, with 58% describing them as very good or excellent....

read more

Aug 4: Best from the blogosphere

Posted by on Aug 25, 2015 in Consumer savings, Money management, Quality of Life, Saskatchewan Pension Plan | 0 comments

4 August 2015 By Sheryl Smolkin Every week in this space we offer examples of some of the blogs and personal finance articles we believe represent the Best from the Blogosphere. That’s why we were interested in a list recently published by LSM Insurance of the Top 50 Canadian Personal Finance Websites using various online metrics described in the accompanying article. Here are several blogs (as opposed to mainstream media outlets) that made the list, and the “most shared content” that helped them get...

read more

BOOK REVIEW: Wealthing Like Rabbits

Posted by on Aug 25, 2015 in Money management, Retirement, Saskatchewan Pension Plan | 0 comments

30 July 2015 By Sheryl Smolkin I don’t often review personal finance books because it seems to take an inordinate amount of time to wade through yet another statement of the obvious just to glean enough cogent information to give readers a taste of what the book is all about. But when I read accolades from the likes of Gail Vaz-Oxlade, Preet Bannerjee, Roma Luciw, Dan Bortolotti plus a whole bunch of my other favourite personal finance bloggers in the introductory pages of the book, I thought I’d better...

read more

Jul 27: Best from the blogosphere

Posted by on Aug 25, 2015 in Consumer savings, Money management, Saskatchewan Pension Plan | 0 comments

27 July 2015 By Sheryl Smolkin Barbecuing is the obvious alternative when you don’t want to cook inside and heat up the house on a hot and muggy summer day. But feeding a crowd can get expensive if you entertain frequently or if there always seems to be a gang of hungry teenagers foraging for food in your fridge. This week we feature blog posts that have useful tips for cheap and cheerful summer barbecues. First and foremost you need a grill. Barbecue Bible’s Steven Raichlen offers 8 questions to ask...

read more

Why you should join SPP in July

Posted by on Aug 25, 2015 in Retirement, Saskatchewan Pension Plan | 0 comments

23 July 2015 By Sheryl Smolkin Have you noticed that your most recent pay cheque is higher than usual? That could be because you have paid the maximum in Canada Pension Plan (CPP) and (EI) Employment Insurance Premiums for the year.  The total amount you must contribute to CPP in 2015 is: ($53,600 [maximum earnings] – $3,500 [basic exemption]) x 4.95% = $2,479.95  This amount is matched by your employer. Similarly, the annual Employment Insurance (EI) maximum earnings are $49,500 with an employee...

read more

Jul 20: Best from the Blogosphere

Posted by on Aug 25, 2015 in Consumer savings, Insurance, Saskatchewan Pension Plan | 0 comments

By Sheryl Smolkin July 20, 2015 This week we focus on travel and interesting articles by writers named in Canada.com’s list of 11 Canadian travel bloggers sure to inspire. Included below are excerpts from Canada.com’s profiles of several of these bloggers. From kicking it with grandchildren to strolling solo in some of the more sought-after destinations in the world, travelling granny Evelyn Hannon shares her tips and tricks for women’s excursions on her web site, Journey Woman. In Test Your Travel...

read more

Renovating? What you need to know

Posted by on Aug 25, 2015 in Consumer savings, Saskatchewan Pension Plan | 0 comments

By Sheryl Smolkin July 16, 2015     You are expecting a new baby and the house feels too small. Your kitchen and bathrooms look shabby and you want something more up-to-date. You need a home office.  In all of these circumstances you may be tempted to sell your home and buy a new one that has the features your family needs. However, when you consider the costs of moving and what you can get for your money, you may decide that renovating makes more sense.  But everyone knows someone who has...

read more