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Chipotle expands tuition benefits for employees

Posted by on Sep 28, 2016 in EBN, Employee Benefit News, Financial benefits | 0 comments

By Sheryl Smolkin Published August 22 2016, 11:44pm EDT Chipotle Mexican Grill is serving up a new employee benefit to its workers: enhanced educational initiatives. Through a new partnership with Guild Education, Chipotle employees can pursue undergraduate or graduate degrees, take college courses or attend graduate school at little to no cost, earn a GED, or study English as a second language. Guild Education offers a variety of online classes, programs and more than 30 degrees from top-ranked...

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DC plan sponsor interest in lifetime income solutions grows

Posted by on Sep 28, 2016 in EBN, Employee Benefit News, Retirement | 0 comments

By Sheryl Smolkin Published August 18 2016, 10:44pm EDT A new study from global consulting firm Willis Towers Watson reveals that although less than one-quarter of defined contribution plan sponsors offer lifetime income solutions for retirees, another 20% are planning or considering them. “The shift from defined benefit to DC plans has increased the complexity for employees because unlike retirees who receive a predictable, monthly check from their DB plan, DC plan members have to figure out how...

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Smart glucose meter, virtual care drives down medical costs for diabetics

Posted by on Sep 28, 2016 in EBN, Employee Benefit News, Health | 0 comments

By Sheryl Smolkin Published August 14 2016, 8:12pm EDT The American Diabetes Association reports that nearly 30 million Americans have diabetes and diabetes and pre-diabetes costs the United States $322 billion per year. That translates to 20% of all healthcare dollars spent caring for people with the blood-sugar disease. Consumer digital health company Livongo Health’s new approach for diabetes management called the Livongo for Diabetes program, consists of connected device, a smart cloud and a...

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10 things you need to know about enhanced CPP benefits

Posted by on Aug 13, 2016 in Retirement, Saskatchewan Pension Plan | 0 comments

August 11, 2016 By Sheryl Smolkin — Well, the earth moved and in late June at a meeting of provincial/federal finance ministers, Bill Morneau got the consensus he needed from eight provinces including Saskatchewan for the phase in of modest enhancements to the Canada Pension Plan. As a result Ontario has agreed to shelve its plans for a home-grown Ontario Registered Pension Plan. The feds plan to start collecting higher premiums beginning January 1, 2019. Many details still have to be ironed out, but...

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Aug 8: Best from the Blogosphere

Posted by on Aug 13, 2016 in Consumer savings, Money management, Quality of Life, Saskatchewan Pension Plan | 0 comments

August 8, 2016 By Sheryl Smolkin — And just like that, it’s August! The days are getting shorter and families are starting to think about getting the kids back to school and getting serious about the upcoming round of fall activities. Those of you sending your kids off to college or university will be interested in The Business of University Fees by Big Cajun Man aka Alan Whitton on the Canadian Personal Finance blog. Did you know if your child is still in school he/she is probably still covered...

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Summer spending habits

Posted by on Aug 13, 2016 in Consumer savings, Money management, Saskatchewan Pension Plan | 0 comments

August 4, 2016 By Sheryl Smolkin — Staying on budget can be a challenge at any time of year. But when souvenirs and snacks beckon on vacation or the hotel you booked ends up being much more than you expected, your bottom line may suffer an unexpected hit. A recent BMO Report quantifies how Canadians’ savings are affected by summer spending habits. The study reports that as temperatures soar so does our spending, and while many don’t feel guilty about enjoying the season, half (52%) admit that...

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How make a smaller space more livable

Posted by on Aug 13, 2016 in Consumer savings, Home ownership/renting, Saskatchewan Pension Plan | 0 comments

July 28, 201y By Sheryl Smolkin — Whether you live in an apartment or a house, chances are that as your family grows or you accumulate more stuff, you will start to get the itch to move to a bigger place. But moving costs money, particularly if you have to sell one house or condo and buy another to upsize. And then you are stuck with higher mortgage payments plus increases in taxes, utilities and insurance. So before you make an irrevocable and costly decision, think about what you can do to make...

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Jul 25: Best from the Blogosphere

Posted by on Aug 13, 2016 in Millenials, Money management, Quality of Life, Saskatchewan Pension Plan | 0 comments

July 25, 2016 By Sheryl Smolkin — There’s lots of good reading in the blogosphere this week if you get tired of skimming romance novels on the beach or binging on your favourite Netflix series after dark. We’ve just started on the series Sherlock  and Spotlight and Trumbo are two great movies we saw from the comfort of our couch. In other news, financial maven, television personality and blogger par excellence Gayle Vaz-Oxlade has retired at 57. While we will miss her valuable voice and sense of...

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Jul 18: Best from the Blogosphere

Posted by on Aug 13, 2016 in Home ownership/renting, Money management, Saskatchewan Pension Plan | 0 comments

July 18, 2016 By Sheryl Smolkin — We recently posted the blog Rent vs Buy: A Reprise, but the subject of when, or even if millennials will ever buy homes seems to be a continuing theme in both the blogosphere and the mainstream media. Its not surprising that issue is still a live one, particularly in cities like Vancouver and Toronto where housing prices have gone through the roof and only young people with great jobs and a hefty gift from the Bank of Mom and Dad can get their foot in the...

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What you need to know before you rent an apartment

Posted by on Aug 13, 2016 in Home ownership/renting, Saskatchewan Pension Plan | 0 comments

July 14, 2016 By Sheryl Smolkin — We’ve written several articles about the ins and outs of home ownership, but in fact Statistics Canada reports that 31% of Canadians rent. And although 82.4% of couple-family households own their dwelling, only 55.6% of lone-parent households have purchased a residence and less than half (48.5%) of non-family households own their own homes. While at first blush, finding and renting an apartment may not seem particularly complicated, if you’ve ever had a terrible...

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